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King County, Washington · Nonprofit · Homeowner education and support

Downsizing or Moving Closer to Family in King County

Thinking about a smaller home or a move closer to family? Use this free guide to compare daily needs, housing and moving costs, timing, and the support you can realistically expect. You can explore these choices before deciding whether to move, keep your current home, rent it out, or sell.

  • Compare the next home's daily fit as well as its price.
  • Plan current-home, next-home and transition costs together.
  • If eligible, request reserved access to independent Participating Providers.

Our free resources support King County homeowners through changing family needs, work transitions, health or mobility needs, caregiving, separation, bereavement, disaster recovery, and life after military service.

You can use the free education without completing a form. We do not buy homes or act as your real estate agent, brokerage, or law firm. Privacy Policy

Eligibility and provider availability are conditional. You can read the guides without the form.
  1. Review the current program criteria.
  2. Complete an eligibility request.
  3. If confirmed eligible, look for private access instructions by email.

Free nonprofit resources

Guides, checklists and decision tools

No home buying

We do not purchase properties

Conditional access

Independent Participating Providers

King County focus

Homeowner decisions through life changes

Plan the sale and the next home together

Use the guide to organize your own questions, assumptions, and next steps. It does not choose an outcome for you or evaluate your personal documents.

Daily needs

Consider space, access, upkeep, work and nearby support.

Explore this section

Complete budgets

Separate ongoing housing costs from the expenses of the move.

Explore this section

A flexible timeline

Record what each date depends on and what happens if it changes.

Explore this section

Define what the next home needs to do

Write down the needs that matter in daily life: manageable space, accessibility, maintenance, travel to work, nearby support, and a cost you can sustain. Separate essentials from preferences. Downsizing can mean less space, but a smaller home does not automatically mean a lower total cost or a better fit.

If the move is intended to bring you closer to family or caregivers, discuss the support you are expecting and what is actually available. If it is for work, compare the new housing cost alongside transportation, time, and other everyday expenses.

Prepare two budgets and a transition budget

  • Current home: the ongoing costs until ownership and your responsibilities change.
  • Next home: realistic purchase or rental costs, ongoing expenses, maintenance, and any required upfront payments.
  • Transition: selling costs if applicable, moving, storage if needed, possible overlap, and any temporary housing arrangement.

Use your own quotes and assumptions. The net proceeds worksheet can help estimate the sale side, but it does not decide whether you can afford the next home or qualify for financing.

Put dependencies next to the dates

Make a simple timeline with the preferred moving date, any confirmed job or housing dates, preparation tasks, any intended sale date, and access to the next home. Beside each date, write what needs to happen first and who can confirm it.

A hoped-for sale date is different from a commitment in a signed agreement. Ask what would happen if a buyer's process changes, the home takes longer to sell, or the next property is not available on time. Do not rely on a date until the relevant arrangements are confirmed.

Move and downsizing checklist

  1. List the reasons for moving and the daily needs the next home must meet.
  2. Research the full cost of living in the possible destination.
  3. If selling is one of your options, gather sale-price information, a dated payoff, and estimates of selling costs. Also estimate moving costs.
  4. Compare the next home against your available funds and ongoing budget.
  5. Record the timeline, its dependencies, and a fallback if dates change.
  6. Plan belongings, access, utilities, and the practical work of moving.
  7. Review agreements and unresolved legal, tax, or financing questions with the appropriate professionals.

If you are unsure about moving, use the keep, rent, or sell worksheet to compare alternatives before committing.

Review the new routine before deciding

Compare the day you would actually live, rather than the listing price alone. Consider stairs, upkeep, access to transport, work, support, and the people you need nearby. A cheaper property may introduce costs or responsibilities you had not included.

Give yourself room to evaluate the change in routines and belongings. Education can help you prepare questions; it does not arrange housing, coordinate a move, or guarantee that a destination will meet your needs.

For related education, read Using Sale Proceeds to Downsize.

Participating Providers: Reserved Access

Our education is available without an eligibility form. The Participating Providers program is a separate route to reserved access for households that meet the current program criteria. The form checks eligibility; the life circumstances described here do not automatically establish qualification.

Support through life changes

KING COUNTY REAL ESTATE HELP provides free online education for homeowners whose property decisions intersect with family life, work, health, or other changes. Our Supported Households resources include families welcoming or raising children, single parents, veterans, older homeowners, and people navigating employment changes, caregiving, mobility needs, separation, bereavement, or disaster recovery.

Use the guides at your own pace. These contexts describe our educational mission, not an automatic eligibility decision.

How reserved access works

  1. Review the program criteria and complete an eligibility request.
  2. If your request is confirmed as eligible, you may receive an email with a private access link.
  3. Review the reserved information and decide whether to contact an independent Participating Provider.

Provider participation, capacity, and acceptance can change. Access does not guarantee a service, an outcome, or a particular response time, and it is not an endorsement.

Frequently asked questions

Will downsizing reduce my monthly costs?

It may, but that is not automatic. Compare the full costs of the next home, the sale and move, possible overlap, and the way the new location changes everyday expenses.

Should I sell before I buy or rent somewhere else?

The sequence depends on your funds, commitments, financing, and housing options. Record what each step depends on and get advice about your own agreements before choosing a sequence.

Can you arrange moving or replacement housing?

No. We provide online education and conditional reserved access to independent providers. We do not coordinate a move or guarantee housing or a service.

What if I live outside King County now?

You can use the educational guide wherever you are. The separate access program concerns eligible households connected to a King County property; check the published criteria rather than assuming that a current mailing address determines eligibility.


This guide is general educational information, not individualized legal, tax, financial, or real estate advice. KING COUNTY REAL ESTATE HELP does not buy homes, make offers, or represent you in a transaction. For advice about your own documents or circumstances, consult an appropriately qualified professional.

Check Your Eligibility
Special Conditions Program

This quick check takes about 1–2 minutes. If you qualify, we’ll email you a private link to the Participating Providers page. We use your information only to review eligibility and respond to your request.

Is the property in King County, Washington, and are you the owner/co-owner or helping the owner with their permission? *

Does any of the following apply?

To qualify for the Special Conditions Program, at least one of the situations below must apply to you or the homeowner you’re helping. You do not need to tell us which one applies.

- Low- or moderate-income household, or currently experiencing financial hardship;

- A major life event within the past five years that affected household income or housing stability, such as job loss or a significant income drop, divorce or separation, a serious health event, the death of a primary earner, or another major chang;

- At risk of missing mortgage payments or currently in foreclosur;

- A veteran lives in the household;

- A single-parent household;

- A child recently joined the household through birth, adoption, or guardianship;

Please confirm: *

Your contact details

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Privacy

We use your information only to verify eligibility, respond to your request, and provide educational resources or referrals if requested. We do not sell your personal information. See our Privacy Policy.

This program may not be the right fit right now

Based on your answers, you don’t appear to meet the current eligibility criteria for our Special Conditions Program. You can still explore our educational resources, and you’re welcome to check again if your circumstances change.